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Alternatively you can speak to one of our friendly customer service agents on 02.We specialise in finding suitable loans for our customers but even if you have a bad credit history, it is still possible to obtain an unsecured loan.Our quick online application process will help you find the best loan option available from our panel of over 20 providers, and once you’ve chosen your preferred provider, we aim to get you the money you need as quickly as possible.Once you’ve applied, a member of our specialist team will call you to request some additional details and then we’ll do the work for you!Lenders will only lend to borrowers who they think can afford the monthly repayments, so if you have a poor credit history, a lender may agree to lend you money if you have a guarantor who can cover the repayment costs if you are unable to, or they may charge higher interest rates to cover the potential risk.

From April 2017, income tax will be calculated differently in Scotland, check out the calculator and see what difference this might make to you!So whether you have a poor or perfect credit rating, need a small cash sum, or need to spread the cost of a larger loan over a number of years, we’ll help you narrow down the options available so that you can choose an affordable loan that’s right for you.An unsecured loan, also known as a personal loan, allows you to borrow money for a whole range of purposes.However, personal loans will often have higher interest rates, particularly if you are only borrowing a small amount, so it’s worth considering the overall cost of borrowing before you decide to go ahead.Interest rates also vary and are calculated on your individual circumstances.

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